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Credit Card Consolidation

Credit Card Debt Consolidation Service

Many people are understandably confused about the difference between debt settlement and credit card debt consolidation services.

While both can reduce the amount of money you will have to pay, there are some significant factors that distinguish one from the other.

A credit card debt consolidation program is a loan, most often a home equity loan.  You borrow money to pay off your credit card debts and then pay off your loan.  While credit card debt consolidation helps organize your debts so that you have one monthly payment with lower interest rates, it does
not reduce the principle amount you owe and may stretch out your payments over a long period of time.

A credit card debt consolidation service will also require you to have adequate collateral, thereby risking your home or other valuable assets if you are unable to pay off your loan balance.

With Premier Debt Solvers' debt settlement programs, we can actually reduce your entire unsecured debt usually by as much as 50%. Not only that but we'll work with you to design a convenient and affordable payment plan so that you can repay the balance of your loan fast. Instead of prolonging your debt, you eliminate it quickly so that you can start living a debt-free, stress-free life.

Debt Settlement is the Alternative to a Credit Card Debt Consolidation Service

Learn more about our debt settlement services. Request your FREE consultation by filling out our form or call 1 (888) DEBT – 530 (332-8530).  Don't wait.  Contact us now to find out how our consumer debt relief programs can help you regain control of your financial future.


Debts We Can Settle
  • Credit cards
  • Unsecured loans, personal loans, or lines of credit
  • Medical bills
  • Collections or repossessions
  • Business Debts

Debts We Can't Settle
  • Lawsuits
  • IRS debt or back taxes
  • Utility bills
  • Auto loans, government loans, or student loans
  • Mortgages or home loans
  • Other secured debts