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Bankruptcy Counseling

Try to avoid bankruptcy counseling if at all possible. Filing for bankruptcy should be your last resort.  Over the past few years, changes in the bankruptcy law have tightened the requirements and minimums that consumers must meet before filing bankruptcy.  Specifically -- and read this carefully as it is extremely important -- consumers must now attend Consumer Credit Counseling Services before qualifying for bankruptcy.  Yes, you read that correctly.  The new bankruptcy laws stipulate that you must utilize CCCS first, before you will qualify for bankruptcy, and even if you do you will end up paying back anywhere from 50% - 100% of your debt anyway.

Another reason to avoid bankruptcy counseling is that bankruptcy has one of the most negative impacts on your credit possible. It will remain on your credit report for a minimum of 7 – 10 years as a major infraction. Many credit or job applications, including mortgages and car loans, will ask if you have ever declared bankruptcy in your lifetime. Even after the ten years it takes to be removed from your credit report it can have an adverse affect on you.

Because it is a matter of public record, bankruptcy can haunt you for the rest of your life, as any background check can show that you declared bankruptcy at one time.

Before Requesting Bankruptcy Help, Contact Premier Debt Solvers

Our team can reestablish your financial health through debt settlement, the most sufficient and practical alternative to personal bankruptcy.  We have certified debt specialists on staff who will negotiate with your creditors to settle your unsecured debt to about 50% or less. Premier Debt Solvers works diligently to produce the results you want, in the shortest timeframe possible.

Avoid Bankruptcy with Our Debt Settlement Programs

Avoid personal bankruptcy and learn more about our debt settlement services. Request your FREE consultation by filling out our form or call 1 (888) DEBT – 530 (332-8530).  Don't wait.  Contact us now to find out how our consumer debt relief programs can help you regain control of your financial future.


Debts We Can Settle
  • Credit cards
  • Unsecured loans, personal loans, or lines of credit
  • Medical bills
  • Collections or repossessions
  • Business Debts

Debts We Can't Settle
  • Lawsuits
  • IRS debt or back taxes
  • Utility bills
  • Auto loans, government loans, or student loans
  • Mortgages or home loans
  • Other secured debts